MONEY MINDFUL – Book List

The Compound Effect

February 22, 2021February 22, 2021Amazon, Books, Resource

The Compound Effect
Jumpstart you income, your life, your success
Darren Hardy

This book explains in very simple terms how to get the success you desire and the life you deserve. One thing I have learnt as I have created more success in my personal life & business is that success doesn't just happen because I'm lucky or have freakishly good looks (haha did you pick that up), it is because of the choices I have made and the habits I have developed. Darren Hardy describes this as the compound effect and breaks it down in 6 simple chapters.

You can get a copy of the book >>here<<.

Chasing Cupcakes

February 22, 2021February 22, 2021Amazon, Books, Resource

Chasing Cupcakes
How one broke, fat girl transformed her life (and how you can, too)
Elizabeth Benton

This is hands down the best book I have read all year. I have my highlighter notes to prove it. The text is looking a lot more pink because of it! Elizabeth Benton shares so many wise words, I didn't want this book to end. If you are feeling trapped in your own life, (you know you want to change but feel limited and overwhelmed) you have got to read this book. Elizabeth Benton teaches us the exact reason we find it so hard to change our life and exactly what we need to do to rewrite our life story. It might not be easy but it is simple.

You can get a copy of the book >>here<<

The Soul of Money

February 22, 2021February 22, 2021Amazon, Books, Resource

The Soul of Money
Transforming your relationship with money and life
Lynne Twist

If you have ever had the thought 'I don't have enough money' this book is for you. This book got me thinking at the deepest level about money, my life, my self worth and how I want to show up in the world in regards to money. Lynne Twist has a unique way of explaining scarcity mindset. What it is, how it shows up in our lives and what we can do to change.

As the blurb states:

This liberating book shows un that examining our attitudes towards money- earning it, spending it, and giving it away- offers surprising insight into our lives. Through personal stories and practical advice, Lynne Twist asks us to discover our relationship with money, understand how we use it, and by assessing our core human values, align our relationship with it to our desired goals. In doing so, we can transform our lives.

You can get a copy of the book >>here<<.

Confidence Feels Like Sh*t

January 8, 2021January 8, 2021Amazon, Books, Resource

Confidence Feels Like Sh*t
The truth about confidence and what it really takes to create it
Erika Cramer

Confidence or lack of it affects so many women. Having confidence can transform your life and the relationship you have with yourself. It's such a useful emotion to have when we are going after our goals. So why do so many of us struggle with not feeling like we have enough confidence??

"It's time to stop believing that confidence is reserved for the lucky ones, the popular ones or the "pretty ones." Confidence is available to each and every one of us."

Are you ready to do what it takes to create it?

I cannot wait for you to learn about all the goodness in this book and start applying it in your life.

You can get a copy of the book >>here<<.

The Year of Less

September 16, 2020September 16, 2020Amazon, Books, Resource

The Year of Less
How I stopped shopping, gave away my belongings, and discovered life is worth more than anything you can buy in a store
Cait Flanders

Do you have more stuff than money? What are you holding on to?

In this compelling story, Cait shares what happens when money, minimalism, and mindfulness cross paths.

'When she realised that nothing she was doing or buying was making her happy- only keeping her from meeting her goals- she set herself a challenge: she would not shop for an entire year.

The Year of Less documents Cait's life for twelve months during which she bought only consumables: toiletries, gas for her car. Along the way, she decluttered her apartment and got rid of 70 percent of her belongings.'

Grab a copy of the book to learn how to let go to have more.

You can get a copy of the book >>here<<.

Time Warrior

September 16, 2020September 16, 2020Amazon, Books, Resource

Time Warrior
How to defeat procrastination, people-pleasing, self-doubt, over-commitment, broken promises and chaos
Steve Chandler

One of the major components to living a life on purpose is the ability to manage your time. However, for many of us having enough time is a constant battle. I chose this book for book club this month because the ability to manage our time is the secret sauce to creating a life on purpose.

As the blurb states:

'Create your day the time warrior way

Time Warrior is a revolutionary, non-linear approach for dealing with time. In this age of instant global connection to everyone and everything, your 'war' is against interruption and distraction.

The 'violence' in the word 'warrior' was intended. For although the work you do can be slow and easy, to master non-linear time you must pull out your sword ahead of time to carve out periods of space and silence.'

Grab a copy of the book and learn how to let go of people-pleasing, stop procrastinating and get it done.

You can get a copy of the book >>here<<.

Smashed Avocado

August 14, 2020September 11, 2021Amazon, Books, Money Management & Personal Finance, Property Investing, Resource

Smashed Avocado
How I cracked the property market and you can too
Nicole Haddow

If you think getting into the property market is out of your reach this book is for you.

Journalist Nicole Haddow takes us through the steps she took to get her first property. At thirty, she found herself with credit card debt and unstable income. Within only two years, she turned her financial circumstances around to purchase her first property.

For anyone thinking that the property dream is out of reach, think again. Nicole did it on a single income in two years.

Shares Made Simple

June 24, 2020June 24, 2020Amazon, Books, Investing, Money Management & Personal Finance, Resource, Shares

Shares Made Simple: A Beginner's Guide to Sharemarket Success
Roger Kinsky

On the front cover of this book it states 'Simple, easy to understand strategies anyone can use for success!'.

I don’t necessarily agree with that statement. So why am I recommending this book?

When you invest in index funds you are investing in all the companies in the share market that the index fund is following. So, for example if you invest in an Australian index fund you are investing in say the top 500 companies or all the companies represented in the Australian share market. When you invest this way, you are not buying shares in one specific company directly. The index fund does that for you. For example, your index fund would have shares in the Commonwealth Bank so you are invested in that company but you haven’t gone out and bought the CBA shares directly.

If you want to buy shares in specific companies then more research is involved and you need to understand the language of share investing so to speak and you can learn that from this book.

If you want to understand how to read the financial news in the papers, this book will explain all the jargon for you. For example, there are statistics available about companies to help you understand their fundamentals such as the price to earnings ratio also referred to as the PE ratio.

Understanding these statistics help us make sound investment choices when choosing shares. Personally, this kind of investing makes my eyes glaze over and my brain switch off. I don’t want to invest in individual company shares. I don’t want to have to research the companies and understand their fundamental and unless you are a reckless investor, this is what you need to do if you want to invest in individual companies.

Personally, I think investing in only a few companies is risky because no company is indestructible, unless of course you own shares in a lot of different companies. However, you need a lot of money to do that. There is nothing wrong with investing in companies individually if that is your interest and you want to put the time into understanding the companies.

If you want to do that you need to understand the language of investing in shares and Roger’s book will teach you that.

For me personally, reading this book just affirmed for me that I am really happy investing in index funds and that is the best strategy for me because I don’t have the interest or the inclination to spend large amounts of time researching companies.

I want my investing to be simple, easy to understand and implement, as well as getting the best return with the least amount of fees.

Millionaire Teacher

May 20, 2020June 19, 2020Amazon, Books, Investing, Money Management & Personal Finance, Resource, Shares

Millionaire Teacher
The Nine Rules of Wealth You Should Have Learned in School
Andrew Hallam

Obviously, being a former teacher, there is no chance I would pass up a book with the title Millionaire Teacher!

I was not disappointed.

I know a lot of people have a desire to invest in shares but have a road block because they don’t understand it or don’t have any clue as to where to start.

This book is your answer.

Millionaire Teacher is an excellent guide for learning about investing in shares. Andrew doesn’t try to teach you how to ‘beat the market’ or how to ‘pick the best shares’. This book teaches simple strategies for how to invest in the share market without having to be a financial expert. Andrew explains how the share market works and how to invest in a simple and systematic way that minimises risk and maximises returns.

There are no fancy strategies or trading going on here. In simple laymen’s terms, Andrew explains index funds, bonds and exchange traded funds (ETF) and how to invest in them.

He outlines specific strategies and funds that can be invested in, in America, Canada, Great Britain, Singapore and Australia.

What surprised me was how simple investing can be, and Andrew has such a relatable and down to earth nature. I especially enjoyed how he uses Willy Wonka and the Chocolate Factory as an analogy for how the stock market works.

I found this book very practical and informative. I especially appreciated the information on why it is important to invest in low cost funds and how paying higher fees can have a significant effect on the return of your investment. Maybe I’m a little bias because of my former occupation but I love love love that Andrew was a school teacher and not only did he educate himself and take responsibility for his own finances he also went out of his way to educate others. What a guy!

Seriously ladies, if you want to learn how to invest in the share market and do it in a simple and effective way that minimises risk, get this book.

Everything is Figureoutable

April 27, 2020June 20, 2020Amazon, Books, Mindset & Self-Help, Resource

Everything is Figureoutable
Marie Forleo

If you want to make change in your life but you feel like you lack the confidence, time or money then this is the book for you.

I was initially attracted to this book as I listen to Marie's podcast on and off and I love her sass and can do attitude. But it was the title that really drew me in and made it a yes when deciding to buy and read it.

Everything is figureoutable; if there was ever a time to embrace this concept, it is most certainly now. So many people are experiencing fear and uncertainty in this current world climate. We can't change the circumstances of the covid19 pandemic, it is happening. But we can absolutely change and control the way we think about it and handle it.

Have to work from home- no problem everything is figureoutable.
Lost your job temporarily- no problem everything is figureoutable.
Can't get onions from the supermarket- no problem everything is figureoutable.

I don't think Marie had a pandemic in mind when she wrote this book but her message is very transferrable and this is why I selected it for this months book club as I think we could all benefit from a little belief and attitude that everything is figureoutable.

Marie is well known for helping entrepreneurs start or improve their businesses. I certainly think this book is targeting this audience. However, what surprised me is really, this is a mindset book and is applicable to anyone faced with a challenge or change they want to make.

She guides us step by step through the book with simple exercises. First, how to identify what our dream is and second, how to create the belief we need to step into being the person who creates it. She also dishes out some great advice on how to create more time to put these changes into place.

If you are unwilling to make change or are offended by the odd 'F' bomb, then I would give this one a miss.

If you want some actionable steps and a health dose of positivity and tough love, this is the book for you.